The complete toolkit for
loans, tax, and investments.
31 free calculators used by thousands every day. Real-time results, year-wise amortization, tax-regime comparison, and branch-level IFSC lookup — all in one place.
- Calculators
- 31+
- Calculators
- Branches indexed
- 1.3L+
- Branches indexed
- Monthly searches
- ₹12L+
- Monthly searches
Instant, accurate results
Every calculator runs client-side with the reducing-balance formula. Results match bank sanction letters to the rupee.
Detailed breakdowns
Year-wise and month-wise amortization, interactive sliders, principal vs. interest splits, and downloadable PDF/Excel reports.
Compare scenarios
Test multiple tenures, rates, and prepayment plans side-by-side before committing to a loan or investment.
All calculators
31 tools across 10 categories — pick one to get started.
Bank
4 toolsAxis Bank Loan EMI Calculator
Calculate EMI for Axis Bank loans including home, car, personal, and education loans. Get instant payment estimates with Axis Bank interest rates.
HDFC Bank Loan EMI Calculator
Calculate EMI for HDFC Bank loans including home, personal, car, and education loans. Get instant payment estimates online.
SBI EMI Calculator
Calculate EMI for SBI loans including home, car, personal, and education loans. Get instant monthly payment estimates with SBI interest rates and tenure options.
ICICI Bank Loan EMI Calculator
Calculate EMI for ICICI Bank loans including home, car, personal loans. Get instant payment estimates with current ICICI interest rates.
Investment
3 toolsSIP Calculator
Calculate your SIP returns instantly. Get future value, total investment, and gains. Understand wealth creation through SIP.
Mutual Fund Return Calculator
Calculate mutual fund returns and investment growth. Get projected values, annual returns, and CAGR analysis.
Lumpsum Investment Calculator
Calculate returns on your lumpsum investments. Get future value, compound interest, and total gains from one-time investment.
Loan
10 toolsEMI Calculator
Free EMI calculator to calculate equated monthly installments instantly with accurate interest rates. Get detailed amortization schedule & interest breakdown.
Home Loan EMI Calculator
Calculate home loan EMI online with this free calculator. Get instant monthly payment estimates, interest breakdown, and amortization schedule for your home purchase.
Personal Loan Calculator
Calculate personal loan EMI, total interest, and repayment schedule instantly. Compare different loan amounts and tenures.
Education Loan EMI Calculator
Calculate education loan EMI for pursuing higher education. Get instant EMI estimates for engineering, MBA, and other professional courses.
Gold Loan EMI Calculator
Calculate gold loan EMI against your gold ornaments. Get instant EMI estimates based on current gold prices and interest rates.
Personal Loan EMI Calculator
Calculate personal loan EMI with our free online calculator. Get instant monthly payment, total interest, and complete amortization schedule for any loan amount.
Compound Interest Calculator
Calculate compound interest instantly with our free calculator. Perfect for investments, savings, and loan planning.
Loan Eligibility Calculator
Calculate your loan eligibility instantly based on income and financial profile. Get estimated loan amount you can qualify for.
Simple Interest Calculator
Calculate simple interest instantly with our free online calculator. Perfect for deposits, loans, and financial planning.
Loan Amount Calculator
Calculate maximum loan amount you can borrow based on income. Get instant loan eligibility estimation.
Retirement
1 toolSalary
3 toolsSalary Calculator
Calculate in-hand salary from CTC. Get net salary after deductions and taxes. Breakdown of salary components.
Gratuity Calculator
Calculate gratuity amount on retirement. Get gratuity payout based on years of service and salary.
HRA Calculator
Calculate taxable HRA and tax deduction. Get maximum HRA exemption as per income tax rules.
Savings
3 toolsFD Calculator
Calculate fixed deposit maturity value and interest earned. Get FD returns instantly for different interest rates and tenures.
PPF Calculator
Calculate PPF maturity value and annual interest. Get detailed PPF investment growth for long-term wealth creation.
RD Calculator
Calculate recurring deposit maturity value. Get monthly RD returns and maturity amount for different tenures.
Tax
2 toolsVehicle
3 toolsCar Loan EMI Calculator
Free car loan EMI calculator to estimate your monthly car payment instantly. Calculate EMI for different car models, down payments, and interest rates easily.
Bike Loan EMI Calculator
Calculate bike loan EMI for motorcycles and scooters. Get instant monthly payment estimates with current interest rates.
Vehicle Loan Calculator
Calculate vehicle loan EMI for any car, bike, or two-wheeler. Get instant monthly payment estimates with current interest rates.
How it works
Each calculator is self-contained. Enter your numbers, see results instantly, adjust scenarios, and export the breakdown.
- 1
Enter loan or investment details
Amount, interest rate, tenure — use sliders for quick scenario testing.
- 2
Get instant calculations
EMI, total interest, maturity value, and take-home salary update as you type.
- 3
Analyze year-wise breakdowns
See principal vs. interest each year, prepayment impact, and tax implications.
- 4
Download or share
Export as PDF/Excel, or share a URL that pre-fills all the values.
Why our numbers can be trusted
Every calculator follows the standard formulas used by Indian banks, RBI, and tax authorities. We do not round aggressively or apply marketing adjustments.
- Standard reducing-balance EMI formula used by every major Indian lender
- Live IFSC data sourced from the public Razorpay IFSC dataset
- Tax calculations match the latest Finance Act slabs and deductions
- No user data stored — calculations run entirely in your browser
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<iframe src="https://emi-tools-master.vercel.app/tools/emi-calculator" width="600" height="700" style="border:0;" loading="lazy"></iframe>Frequently asked questions
Everything you need to know before using the calculators.
What is EMI?
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EMI (Equated Monthly Installment) is a fixed amount you pay to the lender every month. It includes principal repayment and interest on the outstanding balance, spread evenly across the loan tenure.
How accurate is this calculator?
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Our calculators use the standard reducing-balance formula used by every bank in India. Results match the lender sanction letter within rupees; small differences come from bank rounding and processing fees.
Can I download the calculation?
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Yes. Every tool lets you download the full amortization schedule as PDF or Excel, and also share a URL with pre-filled values for collaboration.
Is everything really free?
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Yes. All 31 calculators and tools are 100% free, with no signup, no limits, and no paid tier. Your inputs stay on your device — we do not store calculations.